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The StrideCast: Wealth in Motion

The StrideCast: Wealth in Motion

2 episodes

The StrideCast – Your Path, Your Pace, Your Bank. Powered by Stride Bank. For over 50 years, our Wealth Management team has helped clients grow, protect, and preserve their wealth with tailored solutions.

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Your Financial Foundation: Estate Planning and Investment Mix Explained

Your Financial Foundation: Estate Planning and Investment Mix Explained

In this episode, Brad Wallace and Brian Hill tackle two fundamental wealth management topics: Brian, an experienced trust and estate attorney, breaks down the key differences between wills and trusts, explaining how everyone in Oklahoma already has an estate plan—whether they know it or not. He uses the analogy of a trust as an "empty box" to illustrate how properly structured trusts can help families avoid the time-consuming and expensive probate process, while ensuring assets transfer seamlessly to intended beneficiaries. The conversation then shifts to asset allocation, where Brad demystifies the "investment mix." He outlines how the right balance of stocks, bonds, cash, and real estate serves two primary purposes: providing current income and preservation while protecting against inflation's erosive effects on purchasing power. Using real-world examples like the recent egg price increases and referencing comedian Henny Goodman's take on inflation, the hosts demonstrate why holding too much cash can mean "going broke safely" and how strategic asset allocation drives the majority of long-term portfolio returns.

Know Yourself First: Behavioral Finance and Family Legacy Planning

Know Yourself First: Behavioral Finance and Family Legacy Planning

In this episode, Stride's SVP, Chief Fiduciary Officer, Brian Hill, and Chief Investment Officer, Brad Wallace, dive deep into the psychological side of wealth management. Brad explains his philosophy of "keeping clients on the bus" during volatile markets, emphasizing how emotional decision-making—not complex calculations—can determine investment success or failure. The hosts discuss their approach to understanding client risk tolerance beyond standard questionnaires, examining both the quantitative ability to take risk and the temperamental willingness to handle volatility. They share real-world examples, from Brad's lottery ticket analogy for unrealistic return expectations to the importance of taking the more conservative approach when spouses have different risk tolerances. The conversation shifts to Brian's estate planning expertise, where similar human dynamics play out in family wealth transfer scenarios. He explains why seemingly logical strategies—like dividing a family business equally among three children—often fail in practice due to human emotions, relationships, and the complexities of in-laws and family dynamics. Both hosts emphasize that while financial theory provides frameworks, the key variable in both investing and estate planning is always human behavior. They stress the importance of trusting experienced advisors who have witnessed these scenarios play out in reality, rather than relying solely on what looks good "on paper," and highlight how their combined expertise helps clients navigate both the emotional and practical aspects of building and preserving generational wealth.